Now accepting partnership enquiries

The money
tourists leave
behind.

SnapVAT is a passport-linked VAT refund platform built for the next generation of international tourists. Instant. Transparent. Payment-method agnostic.

Partner with SnapVAT See how it works
VAT left unclaimed by tourists in Europe — since you opened this page
€0
Based on €3.4B in eligible VAT refunds going unclaimed annually across Europe. 61% of eligible tourists never claim.
€3.4B
In eligible VAT refunds unclaimed across Europe annually
61%
Of eligible tourists never claim the VAT they are owed
40–50%
Of refund value lost to incumbent operator commissions and FX fees
5M+
Indian outbound tourists to Europe annually — SnapVAT's primary segment
How it works

The refund that
happens automatically

SnapVAT links to the tourist's passport — not their payment method. Whether they pay by cash, Visa, Mastercard, or Amex, the refund tracks and triggers the moment customs validates.

01
🛂
Passport scan at store
Cashier scans the tourist's passport NFC chip or QR in under 3 seconds. SnapVAT generates a digital VAT invoice instantly and submits it to OTELLO (Italy) or DIVA (Spain) in real time.
02
💳
Tourist pays any way they want
Cash, card, contactless — it does not matter. The refund is linked to the passport, not the payment. No tax-free form to fill. No separate counter to visit in store.
03
✈️
Digital customs validation
Tourist scans a QR code at the airport kiosk (PABLO, OTELLO, or DIVA terminal). Customs validates digitally. No queue. No paper stamp. The SnapVAT app is notified within seconds.
04
⚡
Instant refund — any currency
Funds are released to the tourist's preferred account within 60 seconds of customs validation. At interbank FX rates. No cash desk. No 10-day card credit delay.
The difference

What tourists
actually receive

On a €1,000 luxury purchase in Italy (22% VAT), the theoretical refund is €180. Here is where it goes.

€1,000 Italy purchase
Incumbent operators
SnapVAT
Maximum VAT refund
€180
€180
Operator commission
−€40–50 (22–28% of VAT)
−€8 flat fee
FX conversion fee
−€10–20 (non-interbank rate)
€0 (interbank rate)
Cash surcharge
−€10–15 at airport desk
Not applicable
Tourist receives
€100–120 (56–67%)
€172 (96%)
Speed
5–10 business days
Under 60 seconds
Works with cash payments
No
Yes — passport-linked
Markets

Live in Italy & Spain
in 2026

SnapVAT integrates directly with government customs APIs — OTELLO 2.0 in Italy and DIVA in Spain. Full digital validation. No paper forms. No airport desk dependency.

🇮🇹
Italy OTELLO 2.0 · 22% VAT
🇪🇸
Spain DIVA · 21% VAT · No minimum
🇫🇷
France PABLO · 2027
🇩🇪
Germany BZSt · 2027
🇳🇱
Netherlands MijnDouane · 2027
Who we serve

Built for everyone
in the refund chain

🛍️
Luxury merchants
Zero hardware. Zero exclusivity. A 3-second passport scan at your existing POS. We handle every customs filing automatically. Your staff never touch a tax-free form again.
✈️
International tourists
Download SnapVAT before your trip. Register your passport once. Shop anywhere. Your refund appears in your preferred account within 60 seconds of leaving the EU. No queues. No paper.
🏦
Banking & travel partners
Embed SnapVAT into your forex card, travel booking, or visa application journey. We provide white-label API access and revenue-share on every refund your customers process.
Partnership tracks

Let's build
together

We are actively seeking partnerships across four tracks. If you operate in travel, payments, banking, or luxury retail — there is a commercial model that works for both of us.

🏪
Merchant integration
Department stores, luxury boutiques, outlet malls across Italy and Spain. Zero-cost integration. Instant tourist footfall data.
💳
Forex card & banking
Bundle SnapVAT into your international travel card or mobile banking app. Revenue share on every refund your customers process.
🌐
Travel & OTA platforms
MakeMyTrip, Cleartrip, Thomas Cook equivalents. Pre-activate SnapVAT at the moment of flight booking. Zero CAC on tourist acquisition.
🏛️
Payment networks
Visa, Mastercard, Airwallex. Instant refund rail integration. Access to Indian and GCC tourist spend data.
Get in touch
We respond to all partnership enquiries within 24 hours.
Your information is kept strictly confidential.